:root {
  --navy: #0b2e4f;
  --navy-deep: #08243e;
  --gold: #b08d57;
  --cream: #f7f5f0;
  --paper: #fff;
  --ink: #2d3c48;
  --muted: #65727c;
  --line: #d8dee2;
  --serif: 'Newsreader', Georgia, serif;
  --sans: 'Figtree', 'Helvetica Neue', Arial, sans-serif;
  --mono: 'IBM Plex Mono', monospace;
  --gutter: 40px;
  --content: 1200px;
}
* { box-sizing: border-box; }
html { background: #fff; scroll-padding-top: 125px; }
body { margin: 0; background: #fff; color: var(--ink); font: 16px/1.55 var(--sans); -webkit-font-smoothing: antialiased; }
button, input, select, textarea { font: inherit; }
button, a, input, select, summary { -webkit-tap-highlight-color: transparent; }
button { cursor: pointer; }
button:disabled { cursor: default; opacity: .5; }
a { color: var(--navy); text-underline-offset: 3px; }
a:hover { text-decoration-thickness: 2px; }
img, svg { max-width: 100%; }
img { display: block; }
[hidden] { display: none !important; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { color: var(--navy); font-family: var(--sans); font-weight: 500; letter-spacing: -.025em; line-height: 1.16; }
h1 { font-size: clamp(38px, 4vw, 50px); margin: 12px 0 24px; }
h2 { font-size: clamp(29px, 2.7vw, 36px); margin-bottom: 22px; }
h3 { font-size: 22px; margin-bottom: 14px; }
p { margin-bottom: 22px; }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, summary:focus-visible, [tabindex]:focus-visible { outline: 3px solid #bd9556; outline-offset: 4px; }
.container { width: min(calc(100% - var(--gutter) * 2), var(--content)); margin-inline: auto; }
.eyebrow { display: block; color: #6c604a; font: 600 11px/1.5 var(--sans); letter-spacing: .09em; text-transform: uppercase; margin-bottom: 17px; }
.eyebrow.light { color: #d5bd95; }
.fine, .note { color: var(--muted); font-size: 12px; line-height: 1.6; }
.mono { font-family: var(--mono); font-variant-numeric: tabular-nums; }
.fig { font-family: var(--sans); }
.num { font-variant-numeric: tabular-nums; }
.up { color: #216b4f; }
.down { color: #a13e36; }
.icon { display: inline-block; width: 20px; height: 20px; vertical-align: middle; flex: none; }
.icon-chevron { width: 15px; height: 15px; }
.skip-link { position: fixed; top: -100px; left: 20px; z-index: 100; padding: 12px 20px; background: #fff; color: var(--navy); }
.skip-link:focus { top: 12px; }
.sr-only { position: absolute; width: 1px; height: 1px; margin: -1px; padding: 0; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.btn { display: inline-flex; justify-content: center; align-items: center; gap: 10px; min-height: 46px; padding: 12px 25px; background: var(--navy); border: 1px solid var(--navy); border-radius: 3px; color: #fff; font: 600 14px/1.35 var(--sans); text-align: center; text-decoration: none; transition: background .16s, border-color .16s; }
.btn:hover { background: #174b74; border-color: #174b74; color: #fff; text-decoration: none; }
.btn-gold { background: var(--gold); border-color: var(--gold); color: #08243e; font-weight: 700; }
.btn-gold:hover { background: #c4a16b; border-color: #c4a16b; color: #08243e; }
.btn-wallet { background: #bae6d5; border-color: #bae6d5; color: #08243e; }
.btn-wallet:hover { background: #d3f2e5; border-color: #d3f2e5; color: #08243e; }
.btn.s, .btn-outline { background: #fff; border-color: #a9b5be; color: var(--navy); }
.btn.s:hover, .btn-outline:hover { background: #eef3f6; border-color: var(--navy); color: var(--navy); }
.text-link { display: inline-flex; align-items: center; gap: 7px; width: fit-content; padding: 2px 0; border: 0; color: var(--navy); background: transparent; font-size: 14px; font-weight: 600; text-decoration: none; line-height: 1.4; }
.text-link:hover { text-decoration: underline; }

/* Two-level navigation, with an explicit product hierarchy. */
.site-header { position: sticky; top: 0; z-index: 40; color: #fff; background: var(--navy); box-shadow: 0 1px 0 #ffffff20; }
.header-grid { display: grid; grid-template-columns: 280px 1fr; grid-template-rows: 40px 60px; align-items: center; }
.brand { display: inline-flex; align-items: center; gap: 12px; flex: none; text-decoration: none; }
.header-brand { grid-row: 1 / 3; }
.brand-seal { width: 46px; height: 46px; border-radius: 50%; background: #fff; }
.brand-wordmark { width: 215px; height: auto; }
.utility-nav { grid-column: 2; display: flex; justify-content: flex-end; align-items: center; gap: 24px; min-width: 0; }
.utility-nav a, .utility-nav button { display: inline-flex; align-items: center; gap: 6px; border: 0; padding: 0; background: none; color: #e2e9ee; font-size: 12px; text-decoration: none; }
.utility-nav a:hover, .utility-nav button:hover { color: #fff; text-decoration: underline; }
.utility-nav .icon { width: 14px; height: 14px; }
.nav-bottom { display: flex; justify-content: space-between; gap: 24px; align-items: center; min-width: 0; }
.main-nav { display: flex; align-items: center; gap: 0; }
.main-nav > a, .nav-trigger { display: inline-flex; align-items: center; justify-content: center; gap: 6px; align-self: stretch; color: #fff; background: transparent; border: 0; min-height: 60px; padding: 15px 12px; font: 500 14px var(--sans); text-decoration: none; white-space: nowrap; }
.main-nav > a:hover, .nav-trigger:hover { background: #173d5e; }
.main-nav > a[aria-current=page] { box-shadow: inset 0 -3px var(--gold); }
.nav-trigger .icon { width: 13px; height: 13px; }
.nav-trigger[aria-expanded=true] { color: var(--navy); background: #fff; }
.nav-trigger[aria-expanded=true] .icon { transform: rotate(180deg); }
.nav-account { min-height: 38px; padding: 9px 16px; font-size: 13px; white-space: nowrap; flex: none; }
.header-actions { display: flex; flex: none; align-items: center; gap: 8px; }
.site-header .header-actions .btn { width: 174px; height: 46px; min-height: 46px; padding: 10px 12px; border-radius: 0; font-size: 13px; font-weight: 600; line-height: 1.2; gap: 8px; white-space: nowrap; }
.site-header .header-actions .btn-gold { background: #e4ce9f; border-color: #e4ce9f; color: #08243e; }
.site-header .header-actions .btn-gold:hover { background: #f3dfb3; border-color: #f3dfb3; }
.header-actions .icon-wallet { width: 17px; height: 17px; }
.mobile-action-dock { display: none; }
.menu-toggle { display: none; align-items: center; justify-content: center; gap: 8px; background: transparent; border: 1px solid #73899b; color: #fff; width: 44px; height: 44px; }
.mega-menu { position: absolute; top: 100px; left: 0; right: 0; color: var(--ink); background: #fff; box-shadow: 0 10px 24px #09243d24; border-bottom: 1px solid var(--line); }
.mega-inner { display: grid; grid-template-columns: repeat(3, 1fr) 1.1fr; gap: 38px; padding-block: 32px 38px; }
.mega-column h2 { font-size: 14px; font-weight: 700; margin: 0 0 14px; padding-bottom: 13px; border-bottom: 1px solid #b9c4cc; letter-spacing: 0; }
.mega-column a { display: block; font-size: 14px; line-height: 1.5; margin: 11px 0; text-decoration: none; }
.mega-column a:hover { text-decoration: underline; }
.mega-feature { border-left: 1px solid var(--line); padding-left: 28px; }
.mega-feature h3 { font-size: 23px; line-height: 1.2; }
.mega-feature p { font-size: 13px; color: var(--muted); }
.mega-feature .btn { color: #fff; display: inline-flex; margin-top: 3px; }
.client-strip { border-bottom: 1px solid #e1e5e7; background: #fafbfc; }
.client-strip .container { min-height: 43px; display: flex; align-items: center; justify-content: space-between; gap: 20px; font-size: 12px; color: #536471; }
.client-strip .client-location { display: inline-flex; align-items: center; gap: 7px; }
.client-strip .icon { width: 15px; height: 15px; color: var(--gold); }
.client-entry { display: inline-flex; align-items: center; gap: 12px; }
.client-entry a { color: var(--navy); font-weight: 600; text-decoration: none; }
.client-entry a:hover { text-decoration: underline; }

/* Homepage: photography, product choices, then an account opening path. */
.home-main { margin: 0; padding: 0; max-width: none; }
.wealth-hero { display: grid; grid-template-columns: 47% 53%; max-width: 1600px; margin-inline: auto; min-height: 510px; background: #fff; }
.hero-content { padding: 69px 54px 60px max(40px, calc((100vw - 1200px) / 2)); display: flex; flex-direction: column; justify-content: center; align-items: flex-start; }
.hero-content h1 { font-size: clamp(39px, 3.9vw, 55px); line-height: 1.1; letter-spacing: -.035em; margin: 0 0 23px; }
.hero-description { max-width: 42ch; font-size: 17px; line-height: 1.65; margin: 0 0 28px; }
.hero-footnote { margin: 16px 0 0; font-size: 12px; color: var(--muted); }
.hero-photograph { position: relative; min-height: 510px; overflow: hidden; background: #ced5dc; }
.hero-photograph picture, .hero-photograph img { width: 100%; height: 100%; position: absolute; inset: 0; }
.hero-photograph img { object-fit: cover; object-position: 0% 48%; }
.photo-caption { position: absolute; bottom: 24px; left: 28px; max-width: calc(100% - 56px); background: #fff; color: var(--navy); padding: 11px 15px; border-left: 3px solid var(--gold); font-size: 12px; box-shadow: 0 2px 14px #122c401a; }
.section { padding-block: 65px; }
.center-title { text-align: center; margin-bottom: 34px; }
.center-copy { text-align: center; color: var(--muted); font-size: 16px; margin: -16px 0 36px; }
.pathway-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); }
.pathway { color: var(--ink); text-decoration: none; text-align: center; padding: 11px 20px 4px; border-right: 1px solid var(--line); display: flex; flex-direction: column; align-items: center; }
.pathway:last-child { border-right: 0; }
.pathway > .icon { width: 37px; height: 37px; color: var(--navy); margin-bottom: 22px; }
.pathway h3 { font-size: 19px; margin: 0 0 12px; font-weight: 600; letter-spacing: -.015em; }
.pathway p { color: var(--muted); font-size: 14px; line-height: 1.65; margin-bottom: 18px; }
.pathway-link { color: var(--navy); font-size: 13px; font-weight: 600; display: flex; align-items: center; gap: 5px; margin-top: auto; }
.pathway:hover .pathway-link { text-decoration: underline; }
.account-intro { background: var(--navy); color: #fff; }
.account-intro-grid { display: grid; grid-template-columns: 1.12fr 1fr; gap: 108px; align-items: center; }
.account-intro h2 { color: #fff; font-size: 36px; font-weight: 400; }
.account-intro .eyebrow { color: #dbc39e; }
.section-copy { font-size: 16px; line-height: 1.7; max-width: 47ch; color: #dee7ed; }
.account-benefits { list-style: none; padding: 0; margin: 25px 0 29px; display: grid; gap: 12px; font-size: 14px; }
.account-benefits li { display: flex; gap: 12px; align-items: center; }
.account-benefits .icon { width: 18px; color: #d3b27d; }
.account-disclosure { color: #c3cfd9; font-size: 11px; margin: 18px 0 0; }
.application-sample { background: #fff; color: var(--ink); box-shadow: 0 8px 30px #00172c33; }
.sample-top { padding: 17px 25px; display: flex; justify-content: space-between; gap: 15px; border-bottom: 1px solid var(--line); background: #f4f6f7; color: var(--navy); font-size: 12px; }
.sample-top span:first-child { font-weight: 700; }
.sample-top span:last-child { color: var(--muted); font-size: 11px; }
.sample-body { padding: 26px 29px 20px; }
.sample-body .eyebrow { color: #7b6849; font-size: 10px; margin-bottom: 13px; }
.sample-body h3 { font-size: 22px; font-weight: 500; margin-bottom: 22px; }
.sample-option { display: flex; align-items: center; gap: 12px; border: 1px solid #ccd5db; padding: 12px 14px; font-size: 13px; margin-bottom: 10px; }
.sample-option.selected { border-color: var(--navy); background: #f2f6f9; }
.sample-radio { width: 14px; height: 14px; border: 1px solid #98a5af; border-radius: 50%; flex: none; }
.selected .sample-radio { border: 4px solid var(--navy); }
.sample-aside { color: var(--muted); font-size: 11px; line-height: 1.65; margin: 18px 0 0; }
.sample-bottom { display: flex; align-items: center; justify-content: space-between; padding: 15px 29px; border-top: 1px solid var(--line); font-size: 13px; font-weight: 600; text-decoration: none; }
.sample-bottom:hover { background: #f2f6f9; }
.section-heading { display: flex; align-items: flex-end; justify-content: space-between; gap: 35px; margin-bottom: 30px; }
.section-heading h2 { margin: 0; }
.section-heading .text-link { margin-bottom: 6px; flex: none; }
.section-heading > p { max-width: 350px; font-size: 15px; color: var(--muted); margin: 0; }
.fund-comparison { border-top: 1px solid #a8b8c2; }
.fund-choice { display: grid; grid-template-columns: 1fr 215px 118px; align-items: center; gap: 40px; padding: 29px 0; border-bottom: 1px solid var(--line); }
.fund-code { display: block; color: #65727c; font: 11px var(--mono); margin-bottom: 10px; }
.fund-code span { border-left: 1px solid #a5b3bd; padding-left: 10px; margin-left: 10px; font-family: var(--sans); }
.fund-choice h3 { font-size: 22px; font-weight: 600; margin-bottom: 10px; }
.fund-choice p { font-size: 14px; line-height: 1.65; max-width: 64ch; margin: 0; color: var(--muted); }
.fund-choice-fee { border-left: 1px solid var(--line); padding-left: 30px; }
.fund-choice-fee strong { display: block; font-size: 32px; letter-spacing: -.035em; font-weight: 500; line-height: 1.2; color: var(--navy); margin-bottom: 6px; }
.fund-choice-fee strong span { font-size: 21px; }
.fund-choice-fee > span { display: block; font-size: 11px; }
.fund-choice-fee small { display: block; color: var(--muted); font-size: 10px; margin-top: 3px; }
.fund-choice-fee strong.fee-words { font-size: 21px; line-height: 1.5; letter-spacing: -.02em; }
.fund-choice > .text-link { justify-self: end; font-size: 13px; }
.collection-note { color: var(--muted); font-size: 11px; line-height: 1.75; margin: 18px 0 0; }
.advisor-feature { display: grid; grid-template-columns: 1fr 1fr; background: #f2f4f5; }
.advisor-feature-photo { overflow: hidden; min-height: 535px; max-height: 660px; }
.advisor-feature-photo img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 24%; }
.advisor-feature-copy { padding: 56px max(40px, calc((100vw - 1200px) / 2)) 50px 65px; display: flex; flex-direction: column; align-items: flex-start; justify-content: center; }
.advisor-feature-copy h2 { font-size: 38px; margin-bottom: 20px; }
.advisor-feature-copy > p:not(.eyebrow) { max-width: 44ch; font-size: 15px; line-height: 1.7; }
.advisor-feature-copy blockquote { padding: 0; margin: 3px 0 22px; color: var(--navy); font-size: 19px; line-height: 1.6; }
.advisor-signature strong { display: block; font-size: 14px; font-weight: 600; }
.advisor-signature span { display: block; color: var(--muted); font-size: 12px; }
.advisor-feature-copy > .advisor-fine { color: var(--muted); font-size: 11px !important; margin: 18px 0 0; }
.research-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 48px; }
.research-grid article { display: flex; flex-direction: column; border-top: 3px solid #c4aa7e; padding-top: 23px; }
.research-grid h3 { font-size: 23px; line-height: 1.3; }
.research-grid p:not(.eyebrow) { font-size: 14px; line-height: 1.75; color: var(--muted); }
.research-grid .text-link { margin-top: auto; font-size: 13px; }
.questions-section { background: #f5f7f8; border-block: 1px solid #e6eaed; }
.questions-container { max-width: 1020px; }
.questions-section h2 { text-align: center; margin-bottom: 14px; }
.questions-intro { text-align: center; color: var(--muted); font-size: 15px; }
.faq-tools { display: flex; gap: 15px; align-items: center; justify-content: flex-end; margin: 25px 0 13px; font-size: 12px; }
.faq-tools button { border: 0; padding: 5px 0; background: none; color: var(--navy); font-size: 12px; }
.faq-tools span { color: #b0bdc5; }
.faq-list { border-top: 1px solid #b5c3cd; }
.faq-list details { border-bottom: 1px solid #cbd5db; }
.faq-list summary { padding: 20px 0; list-style: none; display: flex; align-items: center; justify-content: space-between; gap: 20px; cursor: pointer; color: var(--navy); font-size: 16px; font-weight: 500; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary .icon { width: 18px; height: 18px; }
.faq-list details[open] .icon-plus { transform: rotate(45deg); }
.faq-list details p { max-width: 93ch; margin: 0 35px 23px 0; font-size: 14px; line-height: 1.8; }
.closing { padding: 52px 0 57px; text-align: center; background: #fff; }
.closing h2 { font-size: 32px; margin-bottom: 10px; }
.closing p { color: var(--muted); font-size: 16px; margin-bottom: 24px; }

/* Site footer and disclosure typography. */
.site-footer { border-top: 1px solid var(--line); background: #f4f6f7; padding: 42px 0 28px; color: var(--ink); }
.footer-top { display: grid; grid-template-columns: 1.35fr repeat(3, 1fr); gap: 46px; }
.footer-brand .brand-seal { width: 39px; height: 39px; background: none; }
.footer-brand .brand-wordmark { width: 180px; }
.footer-brand p { color: var(--muted); font-size: 12px; line-height: 1.8; margin: 18px 0 0; }
.footer-col h3 { font: 600 14px var(--sans); letter-spacing: 0; margin: 6px 0 18px; }
.footer-col a, .footer-col button { display: block; padding: 0; border: 0; margin: 9px 0; background: none; font-size: 12px; color: #486074; text-decoration: none; text-align: left; }
.footer-col a:hover, .footer-col button:hover { text-decoration: underline; }
.footer-bottom { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 16px; border-top: 1px solid #cbd4db; margin-top: 33px; padding-top: 20px; font-size: 11px; color: #637482; }
.footer-fine { font-size: 10px; line-height: 1.85; color: #637482; margin: 20px 0 0; }
.footer-fine .satire { display: block; font-size: 11px; color: #405766; margin-bottom: 11px; }

/* Shared financial and editorial page primitives. */
main:not(.home-main):not(.account-main) { width: 100%; max-width: calc(var(--content) + var(--gutter) * 2); margin: 0 auto; padding: 54px var(--gutter) 68px; }
.lede { font-size: 17px; line-height: 1.7; max-width: 71ch; color: var(--ink); margin-bottom: 25px; }
.sec { margin-top: 52px; }
.head { margin-bottom: 24px; }
.grid2, .grid3, .grid4 { display: grid; gap: 24px; }
.grid2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.grid4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.card { padding: 25px; border: 1px solid var(--line); border-radius: 2px; background: #fff; display: flex; flex-direction: column; gap: 9px; }
.card p { font-size: 14px; line-height: 1.75; margin: 0; }
.card .k { color: var(--muted); font-size: 12px; }
.tile { padding: 27px; border: 1px solid var(--line); background: #f6f8f9; }
.chip { display: inline-block; font: 10px var(--sans); font-weight: 600; padding: 4px 7px; border-radius: 2px; background: #e9eff4; color: var(--navy); }
.wrap { overflow: auto; border: 1px solid var(--line); border-radius: 2px; background: #fff; }
table { border-collapse: collapse; width: 100%; font-size: 13px; }
th { padding: 15px; background: #f0f4f6; border-bottom: 1px solid var(--line); font: 600 11px var(--sans); letter-spacing: .025em; text-transform: none; text-align: left; color: #4b5f6e; }
td { padding: 16px 15px; border-bottom: 1px solid #e3e8eb; vertical-align: top; }
tr:last-child td { border-bottom: 0; }
th.num, td.num { text-align: right; }
.more { font-size: 13px; font-weight: 500; }
.page-intro { margin-bottom: 35px; max-width: 900px; }
.page-intro h1 { margin-bottom: 22px; }
.hero-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 18px 26px; margin-top: 25px; }
.preview-label { display: inline-block; color: var(--muted); font-size: 12px; margin: 8px 0 12px; }
.page-section-title { padding-top: 32px; border-top: 1px solid var(--line); margin-top: 38px; }
.advisor-shortcuts { display: flex; gap: 30px; flex-wrap: wrap; border-block: 1px solid var(--line); padding: 17px 0; font-size: 14px; }
.advisor-shortcuts a { display: inline-flex; align-items: center; gap: 7px; text-decoration: none; }
.advisor-shortcuts a:hover { text-decoration: underline; }
.advisor-profile { display: grid; grid-template-columns: .85fr 1.15fr; align-items: center; gap: 60px; padding: 45px 0; border-bottom: 1px solid var(--line); scroll-margin-top: 120px; }
.advisor-profile > img { width: 100%; height: auto; aspect-ratio: 1; object-fit: cover; max-width: 430px; }
.advisor-profile h2 { font-size: 33px; margin: 13px 0 13px; }
.advisor-profile p { font-size: 15px; line-height: 1.8; max-width: 55ch; }
.advisor-profile .role { color: #6c604a; font-size: 11px; letter-spacing: .04em; margin-bottom: 20px; }
.advisor-profile blockquote { border-left: 2px solid var(--gold); padding-left: 20px; margin: 24px 0; color: var(--navy); font-size: 18px; line-height: 1.6; }
.advisor-profile .btn { margin-top: 4px; }
.editorial-lead { display: grid; grid-template-columns: 1.25fr 1fr; gap: 50px; align-items: center; padding: 32px; border: 1px solid var(--line); background: #f5f7f8; }
.editorial-lead article { min-width: 0; }
.editorial-lead h2 { font-size: 32px; margin: 24px 0 18px; }
.editorial-lead p { font-size: 15px; line-height: 1.75; }
.editorial-lead > img { width: 100%; height: auto; max-height: 410px; aspect-ratio: 1; object-fit: cover; }
.paper-top { display: flex; gap: 20px; justify-content: space-between; color: #687681; font: 11px var(--sans); padding-bottom: 15px; border-bottom: 1px solid #bbc8d0; }
.article-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 34px; }
.article-card { display: flex; flex-direction: column; padding-top: 20px; border-top: 2px solid var(--gold); }
.article-card h3 { font-size: 23px; margin: 19px 0 15px; }
.article-card p { font-size: 14px; line-height: 1.75; }
.article-card .text-link { margin-top: auto; }
.article-byline { display: flex; align-items: center; gap: 12px; font-size: 12px; margin: 20px 0; }
.article-byline img { width: 36px; height: 36px; object-fit: cover; border-radius: 50%; }
.article-label { font-size: 11px; font-weight: 600; color: #766449; }
.newsletter { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; padding: 36px; background: #f2f5f7; border: 1px solid var(--line); align-items: center; }
.newsletter .eyebrow.light { color: #766449; }
.newsletter h2 { font-size: 29px; margin: 12px 0 16px; }
.newsletter p { color: var(--muted); font-size: 13px; margin: 0; }
.newsletter form { display: flex; flex-wrap: wrap; gap: 10px; }
.newsletter label { width: 100%; font-size: 13px; font-weight: 600; }
.newsletter input { flex: 1; min-width: 150px; width: 100%; padding: 11px 12px; border: 1px solid #9cacb8; background: #fff; color: var(--ink); border-radius: 2px; }
.form-status { margin-top: 12px; font-size: 12px; line-height: 1.6; min-height: 20px; }
.tracker-page .kinds { display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); gap: 10px; }
.tracker-page .kind { appearance: none; display: flex; flex-direction: column; align-items: flex-start; gap: 8px; border: 1px solid var(--line); padding: 18px 14px; border-radius: 2px; color: var(--navy); background: #fff; text-align: left; }
.tracker-page .kind.on { background: #eef4f7; border-color: var(--navy); box-shadow: inset 0 -2px var(--navy); }
.tracker-page .kind .v { font: 500 25px var(--sans); letter-spacing: -.04em; }
.tracker-page .kind b, .tracker-page .kind small { color: var(--muted); font-size: 10px; }
.tracker-page .bar { display: flex; justify-content: space-between; align-items: center; gap: 20px; flex-wrap: wrap; margin: 25px 0 15px; }
.seg { display: flex; border: 1px solid #aabac5; background: #fff; border-radius: 2px; overflow: hidden; }
.seg button { border: 0; background: transparent; color: var(--navy); padding: 10px 16px; font-size: 12px; }
.seg button.on { background: var(--navy); color: #fff; }
.tracker-page table { min-width: 1180px; }
.tracker-page .asof { color: var(--muted); font-size: 11px; margin: 12px 0 26px; }
.tracker-page .sample-notice { font-size: 13px; line-height: 1.7; }
.tracker-page .table-summary { font-size: 12px; }

/* Readable, native dialogs for editorial and advisor details. */
.vsc-dialog { border: 0; padding: 0; width: min(620px, calc(100% - 32px)); max-height: calc(100dvh - 40px); color: var(--ink); background: #fff; box-shadow: 0 15px 60px #071d4266; border-radius: 3px; }
.vsc-dialog::backdrop { background: #061f3c99; }
.dialog-inner { padding: 42px; }
.dialog-close { position: absolute; top: 13px; right: 13px; display: flex; align-items: center; justify-content: center; width: 38px; height: 38px; background: none; border: 0; color: var(--navy); }
.vsc-dialog h2 { font-size: 32px; margin: 18px 0 22px; }
.vsc-dialog p { font-size: 15px; line-height: 1.75; }
.dialog-note { border-top: 1px solid var(--line); padding-top: 17px; color: var(--muted); font-size: 11px !important; margin: 25px 0 0; }
.dialog-actions { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 14px; margin-top: 24px; }
.dialog-person { display: flex; gap: 22px; align-items: center; margin: 28px 0; }
.dialog-person img { width: 95px; height: 95px; object-fit: cover; }
.dialog-person h3 { font-size: 24px; margin: 0 0 9px; }
.dialog-person p { color: var(--muted); font-size: 12px; margin: 0; }

@media (min-width:1600px) { .hero-content { padding-left: 100px; } }
/* Keep the complete account labels intact as navigation space narrows. */
@media (max-width:1240px) {
  .header-grid { display: flex; min-height: 82px; gap: 18px; }
  .header-brand { margin-right: auto; }
  .utility-nav { display: none; }
  .nav-bottom { display: contents; }
  .menu-toggle { display: inline-flex; }
  .main-nav { display: none; position: absolute; left: 0; right: 0; top: 82px; max-height: calc(100dvh - 82px); overflow-y: auto; padding: 10px var(--gutter) 23px; background: #fff; box-shadow: 0 15px 20px #08243e2b; }
  .main-nav.is-open { display: flex; flex-direction: column; align-items: stretch; }
  .main-nav > a, .nav-trigger { color: var(--navy); font-size: 16px; min-height: 54px; justify-content: space-between; padding-inline: 0; border-bottom: 1px solid var(--line); }
  .main-nav > a:hover, .nav-trigger:hover { background: #f4f7f9; }
  .main-nav > a[aria-current=page] { box-shadow: none; font-weight: 700; }
  .mega-menu { position: static; box-shadow: none; border: 0; }
  .mega-inner { width: 100%; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 25px; padding: 23px 0; }
  .mega-feature { display: none; }
  .mega-column h2, .mega-column a { font-size: 13px; }
}
@media (max-width:1180px) {
  :root { --gutter: 32px; }
  .header-grid { grid-template-columns: 266px 1fr; }
  .brand-wordmark { width: 192px; }
  .brand-seal { width: 42px; height: 42px; }
  .nav-bottom { gap: 12px; }
  .nav-account { font-size: 12px; padding-inline: 12px; }
  .account-intro-grid { gap: 65px; }
  .hero-content { padding-left: 32px; padding-right: 37px; }
  .fund-choice { gap: 25px; }
  .footer-top { gap: 30px; }
  .footer-brand .brand-wordmark { width: 160px; }
}
@media (max-width:1020px) {
  .header-grid { display: flex; min-height: 82px; gap: 18px; }
  .header-brand { margin-right: auto; }
  .utility-nav { display: none; }
  .nav-bottom { display: contents; }
  .nav-account { min-height: 40px; padding-inline: 17px; font-size: 13px; }
  .menu-toggle { display: inline-flex; }
  .main-nav { display: none; position: absolute; left: 0; right: 0; top: 82px; max-height: calc(100dvh - 82px); overflow-y: auto; padding: 10px var(--gutter) 23px; background: #fff; box-shadow: 0 15px 20px #08243e2b; }
  .main-nav.is-open { display: flex; flex-direction: column; align-items: stretch; }
  .main-nav > a, .nav-trigger { color: var(--navy); font-size: 16px; min-height: 54px; justify-content: space-between; padding-inline: 0; border-bottom: 1px solid var(--line); }
  .main-nav > a:hover, .nav-trigger:hover { background: #f4f7f9; }
  .main-nav > a[aria-current=page] { box-shadow: none; font-weight: 700; }
  .mega-menu { position: static; box-shadow: none; border: 0; }
  .mega-inner { width: 100%; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 25px; padding: 23px 0; }
  .mega-feature { display: none; }
  .mega-column h2 { font-size: 13px; }
  .mega-column a { font-size: 13px; }
  .hero-content h1 { font-size: 44px; }
  .hero-description { font-size: 16px; }
  .hero-content { padding-block: 45px; }
  .wealth-hero, .hero-photograph { min-height: 490px; }
  .account-intro-grid { gap: 40px; }
  .account-intro h2 { font-size: 32px; }
  .sample-body { padding: 23px; }
  .sample-top { padding: 15px 23px; }
  .sample-top span:last-child { display: none; }
  .fund-choice { grid-template-columns: 1fr 190px 102px; gap: 24px; }
  .fund-choice-fee { padding-left: 22px; }
  .advisor-feature-copy { padding: 40px 32px; }
  .advisor-feature-copy h2 { font-size: 33px; }
  .research-grid { gap: 30px; }
  .pathway { padding-inline: 14px; }
  .pathway h3 { font-size: 17px; }
  .footer-top { grid-template-columns: repeat(3, 1fr); }
  .footer-brand { grid-column: 1 / -1; display: flex; align-items: center; justify-content: space-between; }
  .footer-brand p { margin: 0; }
  .tracker-page .kinds { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
@media (max-width:760px) {
  :root { --gutter: 22px; }
  html { scroll-padding-top: 92px; }
  .header-grid { min-height: 76px; gap: 15px; }
  .brand { gap: 9px; }
  .brand-seal { width: 36px; height: 36px; }
  .brand-wordmark { width: 170px; }
  .nav-account { display: none; }
  .site-header .header-actions { display: none; }
  .main-nav { top: 76px; max-height: calc(100dvh - 76px); }
  .main-nav.is-open .mobile-account { display: inline-flex; }
  .mega-inner { grid-template-columns: 1fr; gap: 18px; padding: 20px 14px; }
  .mega-column h2 { margin-bottom: 8px; padding-bottom: 8px; }
  .mega-column a { margin-block: 10px; font-size: 14px; }
  .client-strip .container { min-height: 42px; font-size: 11px; }
  .client-entry > span { display: none; }
  .client-entry { gap: 0; }
  .client-location .location-long { display: none; }
  .wealth-hero { grid-template-columns: 1fr; }
  .hero-content { padding: 43px var(--gutter) 38px; }
  .hero-content h1 { font-size: 43px; }
  .hero-content .eyebrow { font-size: 10px; margin-bottom: 16px; }
  .hero-description { max-width: 43ch; font-size: 16px; line-height: 1.7; margin-bottom: 24px; }
  .hero-photograph { min-height: 330px; height: 330px; }
  .hero-photograph img { object-position: 0% 42%; }
  .photo-caption { left: 22px; bottom: 20px; font-size: 11px; padding: 10px 13px; }
  .section { padding-block: 45px; }
  .center-title { font-size: 29px; margin-bottom: 30px; }
  .pathway-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 30px 0; }
  .pathway { padding: 4px 13px; }
  .pathway:nth-child(2) { border-right: 0; }
  .pathway > .icon { width: 32px; height: 32px; margin-bottom: 18px; }
  .pathway h3 { font-size: 17px; line-height: 1.35; }
  .pathway p { font-size: 12px; line-height: 1.65; }
  .pathway p br { display: none; }
  .pathway-link { font-size: 11px; gap: 3px; }
  .pathway-link .icon { width: 12px; }
  .account-intro-grid { grid-template-columns: 1fr; gap: 33px; }
  .account-intro h2 { font-size: 31px; }
  .section-copy { font-size: 15px; }
  .application-sample { max-width: 480px; width: 100%; }
  .sample-top span:last-child { display: block; }
  .sample-body { padding: 25px; }
  .sample-bottom { padding-inline: 25px; }
  .section-heading { display: block; margin-bottom: 25px; }
  .section-heading .text-link { margin-top: 20px; }
  .section-heading h2 { font-size: 29px; }
  .section-heading > p { margin-top: 20px; }
  .fund-choice { grid-template-columns: 1fr 1fr; gap: 22px; padding-block: 26px; }
  .fund-choice-main { grid-column: 1 / -1; }
  .fund-choice h3 { font-size: 21px; }
  .fund-choice p { font-size: 13px; }
  .fund-choice-fee { border: 0; padding: 0; }
  .fund-choice-fee strong { font-size: 28px; }
  .fund-choice > .text-link { align-self: end; margin-bottom: 5px; font-size: 12px; }
  .fund-choice-fee strong.fee-words { font-size: 18px; }
  .advisor-feature { grid-template-columns: 1fr; }
  .advisor-feature-photo { height: 390px; min-height: 0; }
  .advisor-feature-photo img { object-position: 50% 25%; }
  .advisor-feature-copy { padding: 38px 22px 40px; }
  .advisor-feature-copy h2 { font-size: 34px; }
  .advisor-feature-copy > p:not(.eyebrow) { max-width: 47ch; font-size: 14px; }
  .advisor-feature-copy blockquote { font-size: 18px; }
  .research-grid { grid-template-columns: 1fr; gap: 30px; }
  .research-grid h3 { font-size: 22px; }
  .research-grid p:not(.eyebrow) { margin-bottom: 16px; }
  .research-section .center-title, .research-section .center-copy { text-align: left; }
  .center-copy { font-size: 14px; line-height: 1.7; }
  .questions-section h2 { font-size: 29px; text-align: left; }
  .questions-intro { text-align: left; font-size: 14px; }
  .faq-list summary { font-size: 15px; padding-block: 18px; }
  .faq-list details p { font-size: 13px; margin-right: 0; }
  .closing { padding-block: 39px 44px; }
  .closing h2 { font-size: 29px; line-height: 1.25; }
  .closing p { font-size: 14px; }
  .footer-top { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 25px 20px; }
  .footer-brand { display: block; }
  .footer-brand p { margin-top: 15px; }
  .footer-brand .brand-wordmark { width: 180px; }
  .footer-col h3 { font-size: 13px; }
  .footer-col a, .footer-col button { font-size: 11px; line-height: 1.7; }
  .footer-bottom { font-size: 10px; gap: 8px; }
  .footer-fine { font-size: 10px; }
  main:not(.home-main):not(.account-main) { padding: 36px var(--gutter) 50px; }
  h1 { font-size: 36px; }
  h2 { font-size: 28px; }
  .lede { font-size: 15px; }
  .grid2, .grid3, .grid4 { grid-template-columns: 1fr; }
  .sec { margin-top: 38px; }
  .advisor-profile { grid-template-columns: 1fr; gap: 25px; padding-block: 30px; }
  .advisor-profile > img { max-width: 400px; }
  .advisor-profile h2 { font-size: 29px; }
  .advisor-profile p { font-size: 14px; }
  .advisor-profile blockquote { font-size: 17px; }
  .advisor-shortcuts { gap: 13px 22px; font-size: 12px; }
  .editorial-lead { grid-template-columns: 1fr; gap: 28px; padding: 24px; }
  .editorial-lead h2 { font-size: 28px; }
  .editorial-lead p { font-size: 14px; }
  .editorial-lead > img { max-height: 360px; }
  .article-grid { grid-template-columns: 1fr; gap: 28px; }
  .article-card h3 { font-size: 22px; }
  .newsletter { grid-template-columns: 1fr; gap: 25px; padding: 23px; }
  .newsletter h2 { font-size: 27px; }
  .tracker-page .kinds { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .tracker-page .kind { padding: 16px 11px; }
  .dialog-inner { padding: 37px 24px 28px; }
  .vsc-dialog h2 { font-size: 29px; }
  .vsc-dialog p { font-size: 14px; }
  .dialog-person { gap: 17px; }
  .dialog-person img { width: 76px; height: 76px; }
  .dialog-person h3 { font-size: 22px; }
}
.mobile-account { display: none; }
@media (prefers-reduced-motion:reduce) { *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; } }
.footer-disclosure { display: inline; border: 0; padding: 0; background: none; color: inherit; font: inherit; text-decoration: underline; }
#site-search-form { display: flex; gap: 10px; margin: 25px 0 18px; }
#site-search-query { min-width: 0; width: 100%; flex: 1; border: 1px solid #95a8b6; border-radius: 2px; padding: 10px 12px; background: #fff; }
#site-search-status { font-size: 12px; color: var(--muted); margin: 15px 0 10px; }
.search-results { list-style: none; padding: 0; margin: 0; }
.search-results li { border-top: 1px solid var(--line); }
.search-results a { display: flex; align-items: center; justify-content: space-between; gap: 20px; text-decoration: none; padding: 14px 0; }
.search-results a:hover strong { text-decoration: underline; }
.search-results strong { display: block; font-size: 14px; font-weight: 600; }
.search-results small { display: block; font-size: 12px; color: var(--muted); margin-top: 5px; }
.main-nav > .mobile-account, .main-nav > .mobile-wallet { display: none; }
@media(max-width:1240px) {
  .main-nav.is-open > .mobile-account, .main-nav.is-open > .mobile-wallet { display: inline-flex; font-weight: 600; }
}
@media(max-width:760px) {
  body:has(> .mobile-action-dock) { padding-bottom: calc(76px + env(safe-area-inset-bottom, 0px)); }
  html:has(.mobile-action-dock) { scroll-padding-bottom: calc(92px + env(safe-area-inset-bottom, 0px)); }
  .mobile-action-dock { position: fixed; z-index: 35; left: 0; right: 0; bottom: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 8px; padding: 12px max(12px, env(safe-area-inset-right, 0px)) calc(12px + env(safe-area-inset-bottom, 0px)) max(12px, env(safe-area-inset-left, 0px)); background: #08243ef5; border-top: 1px solid #ffffff24; box-shadow: 0 -4px 20px #08243e1f; backdrop-filter: blur(14px); }
  body .mobile-action-dock .btn { display: inline-flex; width: 100%; min-width: 0; height: 52px; min-height: 52px; padding: 10px 6px; gap: 6px; border-radius: 0; font-size: clamp(10.5px, 3.05vw, 12px); font-weight: 600; line-height: 1.2; white-space: nowrap; }
  body .mobile-action-dock .btn-gold { background: #e4ce9f; border-color: #e4ce9f; color: #08243e; }
  .mobile-action-dock .icon-wallet { width: 16px; height: 16px; }
  body.hero-actions-visible .mobile-action-dock,
  body:has(.main-nav.is-open) .mobile-action-dock, body:has(dialog[open]) .mobile-action-dock { display: none; }
}
@media(max-width:420px) { .client-strip .client-location { max-width: 53%; font-size: 10px; }.client-entry a{font-size:11px}.client-strip .container{gap:12px}.client-location .icon{display:none} }

/* Account entry controls: warm gold, electric mint, and a compact tool glyph. */
.site-header .header-actions .btn.action-control,
body .mobile-action-dock .btn.action-control,
.home-page .action-pair .btn.action-control {
  --action-top:#ffe1a2;
  --action-bottom:#edc575;
  --action-edge:#ffe9ba;
  --action-glow:#eac06d;
  position:relative;
  isolation:isolate;
  overflow:hidden;
  justify-content:space-between;
  border:1px solid var(--action-edge);
  border-radius:8px;
  background:linear-gradient(145deg,var(--action-top),var(--action-bottom));
  color:#062c40;
  box-shadow:inset 0 1px 0 #ffffff65,0 3px 10px #00142124;
  letter-spacing:-.015em;
  text-decoration:none;
  transition:transform .18s ease,box-shadow .18s ease,filter .18s ease;
}
.site-header .header-actions .btn.action-control--wallet,
body .mobile-action-dock .btn.action-control--wallet,
.home-page .action-pair .btn.action-control--wallet {
  --action-top:#a2ffe0;
  --action-bottom:#63e4bd;
  --action-edge:#b9ffe7;
  --action-glow:#69e8c1;
}
.site-header .header-actions .btn.action-control { padding:8px 10px 8px 12px; gap:7px; }
.action-control .action-label { position:relative; z-index:1; white-space:nowrap; }
.action-control .action-glyph {
  position:relative; z-index:1; display:inline-grid; place-items:center;
  flex:none; width:25px; height:25px; border-radius:5px;
  background:#0634490d; border:1px solid #0634491f;
  box-shadow:inset 0 1px 0 #ffffff40;
  transition:background .18s ease,border-color .18s ease;
}
.action-control .action-glyph svg { display:block; width:16px; height:16px; }
.action-control::before {
  content:''; position:absolute; inset:0; z-index:0; pointer-events:none;
  background:linear-gradient(110deg,transparent 25%,#ffffff65 48%,transparent 72%);
  transform:translateX(-140%);
  transition:transform .55s ease;
}
@media (hover:hover) and (pointer:fine) {
  .site-header .header-actions .btn.action-control:hover,
  body .mobile-action-dock .btn.action-control:hover,
  .home-page .action-pair .btn.action-control:hover {
    transform:translateY(-2px);
    box-shadow:inset 0 1px 0 #ffffff80,0 6px 18px #00142135,0 0 15px color-mix(in srgb,var(--action-glow) 20%,transparent);
    filter:brightness(1.035);
  }
  .action-control:hover::before { transform:translateX(140%); }
  .action-control:hover .action-glyph { background:#06344919; border-color:#06344933; }
}
.site-header .header-actions .btn.action-control:active,
body .mobile-action-dock .btn.action-control:active,
.home-page .action-pair .btn.action-control:active { transform:translateY(1px); box-shadow:inset 0 2px 4px #06344920; }
.action-control:focus-visible { outline:2px solid #fff; outline-offset:4px; }
.home-page .action-pair .btn.action-control .action-glyph { width:32px; height:32px; border-radius:6px; }
.home-page .action-pair .btn.action-control .action-glyph svg { width:19px; height:19px; }
@media(max-width:760px) {
  body .mobile-action-dock .btn.action-control { padding:9px 9px; gap:4px; }
  body .mobile-action-dock .action-glyph { width:22px; height:22px; }
  body .mobile-action-dock .action-glyph svg { width:14px; height:14px; }
}
@media(max-width:360px) {
  body .mobile-action-dock .btn.action-control { padding-inline:7px; font-size:10.5px; }
  body .mobile-action-dock .action-glyph { width:19px; height:22px; }
}
@media(prefers-reduced-motion:reduce) {
  .site-header .header-actions .btn.action-control,
  body .mobile-action-dock .btn.action-control,
  .home-page .action-pair .btn.action-control,
  .action-control .action-glyph { transition:none; transform:none; }
  .action-control::before { display:none; }
  .site-header .header-actions .btn.action-control:is(:hover,:active),
  body .mobile-action-dock .btn.action-control:is(:hover,:active),
  .home-page .action-pair .btn.action-control:is(:hover,:active) { transform:none; }
}